Individuals need to bear in mind the actual costs of borrowing on a home loan. This will help them in their tax planning exercise with respect to investments in other tax-saving avenues falling under the Section 80C gamut.
While law-abiding customers are harassed for KYC and have to comply with endless paperwork even to open and close accounts, DHFL could easily open nearly 260,000 fake home-loan accounts, reveals Debashis Basu.
'Access to finance is one of the most crucial needs in the economy.'
Physical advisors have been receiving tough competition from algorithm-based investment counselling and robo-advisories.
But for the PM's decision, my teenage daughter, a child of the post-economic reforms generation, could never have imagined the Socialist India that remains so much a part of my growing up years, says Syed Firdaus Ashraf.
'What we see today is bargaining.' 'The man's family sets a price for him and then they start bargaining.' 'He is sold to the family that offers the highest price.' 'In this market, a woman is just a commodity to be sold because if she remained at home, it is a humiliation for the family.'
The survey found that 76 per cent of employees whose current workplace does not offer remote work options would consider switching to a job that offered more flexibility, while 42 per cent said they have already searched for such job options.
Why are investors gung-ho about State Bank? asks Tamal Bandyopadhyay.
The BSE Midcap index has declined 5.7% thus far in May 2018. In comparison, the S&P BSE Small-cap index has lost 5.6%
Wipro's clients currently include over 100 US payers, healthcare providers, and public health agencies.
'I would recommend two parts to fiscal support. One, support the lower end of the society by direct intervention through ways such as direct benefit cash transfer. Second, give fiscal support to the stressed sectors in line with the Rs 3-lakh crore (Rs 3 trillion) emergency credit line guarantee norms'
A financial analyst is one of the most popular career options in the domain of finance, Sanjay Goyal.
'Most of the testing capacity in India is in the private sector.' 'Whether it is the established RT-PCR test for COVID-19, or it is other innovations in testing that are now coming up, all these are fully within the capabilities of the private sector.' 'Health policy should harness these capabilities,' says Ajay Shah.
Vision is to create 50,000 jobs for women in India by 2020.
'You were a good man, a luminous soul. You gave me more than I could ever thank you for.' Rajeev Srinivasan remembers a beloved uncle who passed into the ages recently.
Finance ministry considers tax sops, regulation of hospitals to make health care affordable.
Raise the amount of life cover you own if your liabilities and responsibilities have increased during the year, says Arvind A Rao.
'India does not have the wherewithal to successfully manage a full blown covid-19 crisis,' warns Vivek Gumaste.
'We might have lacked somewhere but our commitment was absolute. We might have made mistakes and fallen short to some extent. We might not have done something but what did you do'
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
'The Modi government must create conditions to integrate millions into the rural economy as many migrants are certainly not going to return to live an undignified life,' notes Ramesh Menon.
Bharti will move FIPB soon for increasing Axa's stake to 49%
'It is a balanced and prudent Budget that sets the foundation for future growth in the economy.'
While proper financial planning is a subject in itself, in my experience, to increase levels of financial safety and security, a person needs to avoid a few basic mistakes, says Parag Raja
Do a thorough research on the course and the university, and see what extra it offers apart from a regular degree, says Rohit Sethi.
After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life
The ED has claimed that Nirav Modi had refused to join the probe despite acknowledging mails and summons issued to him and that he doesn't want to return to India.
'We have been telling the government that we need handholding.' So, we sent a series of recommendations to the government, but nothing happened.' 'And the condition of industry became worse.'
Don't worry about volatile, erratic cash flows, freelancers. Vishal Dhawan explains how you can invest and achieve your financial goals despite irregular income.
The government is ready to support Air India, but wants the airline to improve its performance.
The fire started at around 5 pm from the microbiology department and thick plumes of smoke billowed from the building, sparking panic among patients, attendants and staff, and affecting emergency services.
In an online chat with Rediff.com readers, personal finance expert Anil Rego answered queries about the new tax regime announced in the Union Budget.
'Every opportunity, every disappointment, every rejection, every accolade...' 'Everything has contributed in shaping my character and my choices and who I have become.'
Unlike other health insurance policies, which mostly covers hospitalisation expenses alone, the specialised cover is likely to include the cost of treatment during quarantine and payment of cash for incidental expenses.
All the action that transpired on and off the football field
While IDBI Bank's 140 million customers and 1800-odd branches will come in handy for LIC to hawk insurance, the bank can use LIC's massive agent network to sell its retail loans. But if it is run the same way it had been in the past and LIC is a proxy of the government, then it has no future, says Tamal Bandyopadhyay.
Reduce the government stake in public sector banks to 33 per cent, recommends A K Bhattacharya
Tamil Nadu Chief Minister Jayalalithaa died in Chennai tonight at a private hospital after battling for life for the 75 days.
Siddharth Vashisht alias Manu Sharma, who is undergoing life term for killing model Jessica Lall in 1999, was on Wednesday granted nine days parole by the Delhi high court to appear in post graduate exams.
'Infusion of fresh capital, handsome growth in deposits and focus on recovery should bring Yes Bank back on the growth path in the next financial year,' observes Tamal Bandyopodhyay.
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